body{
	font-family: Arial,Helvetica,sans-serif;
	background-image:url(../images/banner.jpg);
    	background-position: 0px 0px;
	background-repeat: no-repeat;
	background-color: #FFFFFF; 
}

A{
  	text-decoration: none;
	color: #051464
}
A.lower{
    font-size: 10pt;
    color: #051464;
}
A.text{
    color: #000000;
    font-weight:bold;
}
A.drop{
    color: #000000;
}
A:hover{
	text-decoration: underline;
}
table{
    margin-top:0px; 
    margin-left:0px;
}
h2{
    color: #051464;
}
td{
    line-height:16pt
}